Dilemma: Hi
I've got posted this struggling with debt free wannabe however they suggested THAT I post here for some advice, Lets hope somebody could actually help
We took out a secured lending product with PPI (they talked about we needed it or even we couldnt enjoy the loan) on 2001 designed for ￡6900. In 2004 all of us fell right behind with payments and in addition they said we're able to settle the loan entirely for ￡6000. We remortgaged our home to raise the extra cash but about the day of the remortgage that solictor was told we to shell out ￡11k or simply the remortgage couldnt don't wait. Obviously we decided this but we werent happy.
I decided in an attempt to reclaim the PPI but My partner and i no agreements. I sent a traditional requesting all the CCA which sent but there is absolutely no date onto it and very little signatures. When i sent another letter asking the PPI + benefit to which said absolutely no because we could have cancelled at anytime!
When we took typically the loan apart we wasnt married thus it was in my husbands company name and my maiden identity. when WE sent the best letter asking the CCA individuals replied back using our married company name and provided me a new copy from the CCA. (a just one page photocopy! )
My hubby sent a fabulous SAR ask and postal purchase using his particular name and my attached name additionally they have sent a reply saying that they cant dispatch us the info because a husbands trademark doesnt match the one they possess on record so they want his or her passport and / or driving license sent. chances are they'll say they weren't informed of my designate change and additionally want our marriage qualification as confirmation.
Why possess they unexpectedly queried your name change whenever they have sent me your CCA together with a letter during my married name? the CCA they sent me doesn't have any signatures with it so what are they looking at my husbands signature to help you?: confused:
I dont like to send them any of our written documents what should i do? and the reason why do they demand the documents, it just seems a tad strange for me?
Sorry with the long publish and Related to someone are able to helpReply: Howdy George
thanks on your reply.
The mortgage was with the help of GE profit but we have now already settled in its entirety it never visited a DCA. I had been just seeking to reclaim typically the PPI thanks to misselling however they kept fobbing others off, so any individual suggested that i request a new SAR i always have done and now they require signatures for reasons uknown!
Reply: We would not advise sending anything along with a signature. The point that your CCA hasn't got a personal is disturbing enough.
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If repayment was sent while using the SAR and CCA tickets, then you have got complied using the legal requirements of providing the SAR. As long as they are uncertain who your own husband might be, why do they expect him to repay what may just be someone elses arrears?
If this particular debt is with the financial institution, then you can go certainly, there and show them the signature – although not let them take a copy. If they've sold the debt to a new DCA then i would perform as earlier but insist they prepare a letter in the DCA saying they may have confirmed their identity.
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Best Answer:If you chose PPC you would only pay for each time a visiter clicks on your advert. However, if you chose PPI you would be paying regardless if a visiter clicks on your advert.
Now which do you choose?
It depends on placement.
If PPC and PPI adverts are advertised the same way then you should definitely go with PPC. But if PPI adverts are advertised where there is a higher potential of visiters then it might be better to go PPI.
Do some strategic research on their ad placement and you should be able to make a good decision.
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